Don't you just hate the junk mail offering pre-approved credit cards? I know I do. Talk about a personal risk. I shred all mine to little tiny bits in an industrial shredder. Even though I do this, I still don't like getting them in the first place.
Want to reduce the volume? Along with other anoyances? The Federal Trade Commission has a web page for information. You can call a number and an easy to use automated system opts you out of the four major credit reporting bureaus where a lot of the companies verify your credit prior to sending you the little nasties. Just go here, and you can do that along with lot of other things to reduce the daily bother. The web site says it lasts for two years, but on the phone you are offered a 5-year and a permanent option. If you just want the number:
Taken from the "Unsolicited Mail, Telemarketing and Email: Where to Go To “Just Say No”" web site:
The credit bureaus offer a toll-free number that enables you to “opt-out” of having pre-approved credit offers sent to you for two years. Call 1-888-5-OPTOUT (567-8688) for more information. When you call, you’ll be asked for personal information, including your home telephone number, your name and your Social Security number. The information you provide is confidential and will be used only to process your request to opt out of receiving pre-screened offers of credit.
Posted by joelunchbucket
Posted by joelunchbucket